You can apply in-store or online for a Best Buy credit card, but the process is a bit opaque. Essentially, there are two basic versions: My Best Buy Credit Card. This is a “closed-loop” store card, meaning it’s accepted only at Best Buy and Best, and buy., and com. There is no annual fee.
One of the next things we wanted the answer to was: how much is the my Best Buy credit card annual fee?
Let us dig a little deeper! annual Fee: The My Best Buy store credit card does not have an annual fee. But the My Best Buy Visa version can charge you an annual fee of either $0 or $59 (based on your creditworthiness). For a store credit card, any annual fee – let alone one this high – is very rare.
How much is the my Best Buy Visa card annual fee?
But the My Best Buy Visa version can charge you an annual fee of either $0 or $59 (based on your creditworthiness). For a store credit card, any annual fee – let alone one this high – is very rare.
This version has no annual fee . According to Best Buy, when you apply for a card, you are first considered for the My Best Buy Visa Platinum (open-loop, no annual fee). If you don’t qualify, you’re then considered for, in order, the My Best Buy Credit Card (store card) and finally the My Best Buy Visa Gold (with annual fee).
What happens if I don’t use the my Best Buy credit card?
For the basic tier and Elite status, if you don’t use the card for 12 months, you may end up forfeiting points you have earned . You may want to consider a credit cards with no expiration on rewards. Annual Fee: The My Best Buy store credit card does not have an annual fee.
A common question we ran across in our research was “Which Best Buy credit card should you apply for?”.
According to Best Buy, when you apply for a card, you are first considered for the My Best Buy Visa Platinum (open-loop, no annual fee). If you don’t qualify, you’re then considered for, in order, the My Best Buy Credit Card (store card) and finally the My Best Buy Visa Gold (with annual fee).