The Best Buy credit card can only be used at Best Buy stores and websites, offering cardholders incentives like 5% cash back and zero-interest financing on purchases. Like many other store credit programs, the card cannot be used to make purchases elsewhere, such as on Amazon.
Yes, you can use a Best Buy credit card anywhere if you have the Best Buy® Credit Card or the Best Buy® Gold Visa Credit Card. But you can only use the Best Buy® Store Card at Best Buy .
The Best Buy credit card is a form of in-store credit and so can only be used in Best Buy stores and when making purchases online through the Best Buy website. However, Best Buy also offers the Best Buy Mastercard or Visa credit card that can be used anywhere Master . Card-branded cards are accepted.
The Best Buy Store Card can only be used at Best Buy. The Best Buy Visa cards can be used anywhere that accepts Visa. All three cards offer 5% back in rewards at Best Buy, and 6% for Best Buy Elite Plus members. The Best Buy Visa cards offer 2% back on restaurants and groceries, plus 1% on all other purchases.
The only difference between the Best Buy® Credit Card and the Best Buy® Gold Visa Credit Card is that the former comes with a $0 annual fee, while the latter charges $59 as an annual fee. Your creditworthiness will determine which of the two you get approved for. Both cards offer the same rewards, which include 2.
Do I qualify for additional discounts with my Best Buy credit card?
Purchases made with a Best Buy Credit Card may also qualify for additional discounts. When these discounts are available, you’ll see them called out on the product pages and in your cart.
If you don’t qualify, you’re then considered for, in order, the My Best Buy Credit Card (store card) and finally the My Best Buy Visa Gold (with annual fee). In other words, you won’t have any control over which version you get approved for.
You may be wondering “Do Best Buy credit card members get points for missing purchases?”
Yes, if they purchase on standard credit with the My Best Buy Credit Card. Otherwise, members will not receive points for such purchases. How do I get credit for a missing Best Buy purchase?
What kind of gift cards does Best Buy offer?
Best Buy Gift Card; Best Buy store credit; Geek Squad® official gift card; and Magnolia Home Theater® card. Best Buy Canada gift card; Future Shop gift card; Geek Squad official prepaid card (for specified in-home training services); Magnolia Audio Video gift card; and Shutterfly prepaid photo card. How do I check my gift card balance?
While we were researching we ran into the question “Which Best Buy credit cards offer 10% back rewards?”.
The Best Buy® Credit Card and Best Buy® Gold Visa Credit Card offer 10% back in rewards (5 points/$1) on your first day of Best Buy purchases charged to either card within 14 days of account opening.
That’s equal to $200 in Best Buy rewards certificates. Unlike many credit cards, you won’t have to spend a certain amount on purchases on your new card before you receive the bonus. In lieu of the one-time 10% back option, you can also choose flexible financing (aka, deferred interest offers).
How can I get 5% back on my Best Buy purchase?
Please have your account number ready when you call. Best Buy Credit Cards give cardmembers access to rewards or flexible financing and exclusive discounts. Get 5% back in rewards on all Best Buy purchases with standard credit.