The My Best Buy Visa Card is a general use credit card issued by Citibankthat can be used anywhere and gets 5%-6% rewards on Best Buy purchases, 3% on gas purchases, 2% on grocery and dining purchases, and 1% on everything else. You need fair credit or better to get approved for a My Best Buy card.
Can I Use my Best Buy Visa card outside of Best Buy?
So just like your typical Visa, you can use this card outside of Best Buy at places such as gas stations, grocery stores, and restaurants. The benefit of this card is that you receive a percentage of your purchase back in rewards.
Where can the Best Buy Visa cards be used?
The Best Buy Visa cards can be used anywhere that accepts Visa. All three cards offer 5% back in rewards at Best Buy, and 6% for Best Buy Elite Plus members. The Best Buy Visa cards offer 2% back on restaurants and groceries, plus 1% on all other purchases.
Does best buy visa have annual fee?
Though the My Best Buy Visa Platinum credit card has no annual fee , that doesn’t mean you won’t end up paying one. If your credit excludes you from the top-tier Platinum card, you’ll be considered for other cards in the following order: My Best Buy Credit Card Preferred; My Best Buy Credit Card; and My Best Buy Visa Gold.
An answer is that If you’re regularly spending enough at Best Buy to earn your way into an elite membership level, then a Best Buy credit card might make sense, especially because you’d likely be shopping at the store enough that you could regularly cash in your rewards. But with its $59 annual fee , the My Best Buy Visa Gold is not a good deal.
While we were researching we ran into the question “How much is the Best Buy Visa card annual fee?”.
My Best Buy Visa Card’s Fees The $59 annual fee for the Gold version of this card is unusual for a store card, and the APR for purchases and balance transfers is on the high side for a retail credit card. It’s worth noting that there is no foreign transaction fee.
This of course begs the query “Is there an annual fee for Best Buy platinum?”
This version has no annual fee . According to Best Buy, when you apply for a card, you are first considered for the My Best Buy Visa Platinum (open-loop, no annual fee). If you don’t qualify, you’re then considered for, in order, the My Best Buy Credit Card (store card) and finally the My Best Buy Visa Gold (with annual fee).
What if I don’t qualify for the my Best Buy Visa card?
If you don’t qualify, you’re then considered for, in order, the My Best Buy Credit Card (store card) and finally the My Best Buy Visa Gold (with annual fee). In other words, you won’t have any control over which version you get approved for.
One source claimed If you don’t qualify for that card, you may be considered for a My Best Buy Visa Gold card that can be used anywhere Visa cards are accepted but has a $59 annual fee. Finally, you may be considered for two closed-loop Best Buy credit cards that can only be used at Best Buy.
Can I Use my Best Buy credit card at Walmart?
The Best Buy credit card is issued by Citibank, and it is designed to benefit customers who can use this card exclusively at Best Buy stores and its website. Therefore, it is not a general credit card that can be used elsewhere, such as on Amazon or Wal, and mart.
Moreover, how can I get Best Buy credit card cash back?
You can get Best Buy® Credit Card cash back by opening an account, making purchases with your card or withdrawing money from an ATM. Best Buy credit cards don’t give you t rue cash back rewards that you can use anywhere.
What credit cards does Best Buy accept?
Best Buy has 2 tiers of consumer credit cards: the Visa cards and the standard card. Visa cardholders can utilize their card anywhere Visa is accepted. This means that you have the opportunity to earn rewards on more spending, and you also have cash advance and balance transfer options.
One of the next things we asked ourselves was, which Best Buy credit card should you apply for?
According to Best Buy, when you apply for a card, you are first considered for the My Best Buy Visa Platinum (open-loop, no annual fee). If you don’t qualify, you’re then considered for, in order, the My Best Buy Credit Card (store card) and finally the My Best Buy Visa Gold (with annual fee).
Another frequently asked question is “What are the Best Buy credit card types?”.
There are two types of Best Buy credit cards that you can obtain. The My Best Buy Visa is accepted anywhere that Visa is accepted.