The Home Depot card might be a good card for you if you need special financing options for everyday home purchases . However, there are many other (more popular) cards out there that provide similar special financing and can give you rewards benefits at the same time.
Even the most loyal Home Depot fan would probably be better off with a flat-rate cash-back or rewards card. It offers deferred (but not waived) interest The Home Depot Consumer Credit Card can help you finance a big home project; in fact, that’s its primary selling point.
Store cards typically aren’t good picks because they offer poor returns, or none at all. The Home Depot Consumer Credit Card, for instance, doesn’t offer any cash-back rewards , though it does have the benefit of special financing offers. Want more credit card news and advice from TPG? Sign up for our daily newsletter!
Then, how do I apply for a Home Depot credit card?
To apply for a Home Depot® Credit Card, you can fill out an application on the Home Depot website or in any Home Depot store. You will need to provide personal information, such as contact info and your Social Security number.
You should be asking “Does Lowe’s offer financing with the Home Depot credit card?”
One common answer is, not available with the credit card, separate financing at a reduced interest rate may be available with The Home Depot’s Project Loan Lowe’s Advantage Card 5% discount on Lowe’s purchases.
Moreover, is the Home Depot commercial revolving charge card hard to qualify for?
The Home Depot Commercial Revolving Charge Card is slightly harder to qualify for and would require a good credit score .
Which home depot credit card is best?
Winner: Home Depot Consumer Credit Card , if you can qualify for an APR less than 26.99%. The best home improvement store card for your needs depends on what benefits you’re looking for in a credit card.
One inquiry we ran across in our research was “What is the Best Home Depot credit card for fair credit?”.
The Home Depot Business Cards The Home Depot Commercial Account is best for those with fair credit. The Home Depot Commercial Revolving Charge Card is slightly harder to qualify for and would require a good credit score.
While I was researching we ran into the question “Which credit card has the best everyday discount at Lowe’s?”.
Overall, the Lowe’s Advantage Card has the best everyday discount at 5%, but the Home Depot Consumer Credit Card also offers rotating discounts on eligible purchases that can be over 10%. Make sure you review current offers prior to selecting a card. You should also consider the location of the nearest Home Depot or Lowe’s store to your home.
Can I use a Home Depot gift card online?
The Home Depot Gift Card may be used to make purchases online at homedepot ., and com. The Home Depot Gift Cards are not returnable and cannot be redeemed or exchanged for cash (unless required by law), check, credit, or payment on any credit or loan account nor Tool Rental deposits.
You could be asking “Where to buy a home depot gift card?”
Where to buy a Home Depot Gift Card online You can buy Home Depot gift cards at any home depot location and online at homedepot ., and com. There are many partners that will also sell gift cards sometimes at a discount or with cashback. You can purchase large volumes of gift cards through customer support.
You may check the available balance on your The Home Depot Gift Card in one of two ways: 1 . Visit any The Home Depot store and ask a cashier to check the balance for you. Check your balance online at homedepot., and com. Can I use a Gift Card to purchase my online order?
What forms of payment does Home Depot accept?
Neither The Home Depot Consumer Credit Card nor The Home Depot Commercial Revolving Charge Card can be accepted as payment for a Gift Card purchase because this site is operated by The Home Depot’s third-party partner, Cash, and star.
Undisclosed Generally, you can easily access the terms and conditions for all credit cards , but since The Home Depot Project Loan isn’t a traditional credit card, the terms and conditions for the card are not easily accessible online and may not be available over the phone, either.
Does Home Depot eGift Card have an expiration date?
Both plastic and e. Gift Cards have no fees or expiration dates and are redeemable at any The Home Depot store or online at homedepot., and com. Are there any fees associated with the e, and gift card?