If you frequently make large Wayfair purchases, you may see some value in the card, but you can most likely find a more useful and rewarding credit card, even with damaged credit. Previously offered by Comenity Bank , Wayfair’s credit cards are now issued by Citi.
We’ve partnered with several leading financial service providers, including Affirm, Citizens Pay, Fortiva Retail Credit, Acima, and Katapult, to offer you compelling financing or leasing offers for which you’re qualified. How does Wayfair Financing work ?
If you are not eligible for offers through Wayfair Financing, you can still check out with another payment method . Is Wayfair Financing different from the Wayfair credit cards? Wayfair Financing is not a credit card program, but Wayfair does offer credit cards .
What bank issues the Wayfair credit card?
Previously offered by Comenity Bank , Wayfair’s credit cards are now issued by Citi. The issuer offers two versions of the Wayfair credit card: the Wayfair Mastercard, an open-loop rewards card that can be used anywhere Mastercard is accepted, and the Wayfair Credit Card, which can only be used at Wayfair’s family of brands.
Wayfair Credit Card Accounts are issued by Comenity Bank . Subject to credit approval. Limited to the contiguous U. S.. Some exclusions apply, including flooring, large fixtures, and non-standard items. Offer is exclusive to Wayfair credit card holders enrolled in the Wayfair Credit Card Program Rewards program.
Where can I use my wayfair credit card?
The Wayfair Credit Card and Wayfair Mastercard can be used across all Wayfair retail sites : Wayfair., and com, jossandmain., and com, allmodern., and com, birchlane. Com, and perigold., and com. The Wayfair Mastercard can also be used anywhere Mastercard is accepted.
You may be thinking “What financing options does the Wayfair credit card offer?”
In addition to rewards on Wayfair purchases, the Wayfair credit card offers cardholders special $0 down, 0% APR financing options on larger purchases with the retailer. Here’s how the card’s financing offers break down , through Jan. 20, 2021: The catch is that the Wayfair credit card uses a risky deferred interest financing model.
So, how do I contact Wayfair credit card customer service?
CONTACT Wayfair Credit Card Contact us by phone . 1-800-365-2714 24 hours a day, 7 days a week Additional Phone Numbers Technical Assistance 1-800-685-4608 TTY for the Hearing Impaired 1-877-354-0002 Outside the U.
Should I get a wayfair credit card?
The Wayfair Credit Cardis a good option for those people who frequently shop at Wayfairand are looking to receive rewards for their spending. This card doesn’t have an annual fee, allows you to get free interest (for a set time period) on your spending, and comes with rewards, like free shipping.
Frequently Asked Questions Your Wayfair Credit Card can be used across all Wayfair managed brands : Wayfair, Joss & Main, All. Modern, Birch Lane, and Perigold. Your $25 offer may be used only on your first order of $100 with your Wayfair Credit Card and cannot be combined with any other discounts, including the special financing offer.
How can I pay my Wayfair credit card?
The easiest way you can pay your Wayfair Credit Card is either online or by calling (800) 365-2714 . Alternatively, you can send your payment via mail. Online: To make an online payment log in to your account with your user ID and password. By phone: To make a payment by phone, call Wayfair Credit Card services at (800) 365-2714.
Why is the Wayfair credit card Apr so high?
The Wayfair card offers an introductory rate of 0% on new purchases for 6 to 48 months, depending on the cost of what you buy. But because of the card’s deferred interest , if you miss a monthly payment or don’t pay off your balance in full, the high APR will retroactively applyto your entire original purchase amount.
Another common query is “How do the 3% rewards work on Wayfair cards?”.
Image Credit: Wayfair If you choose to take advantage of the 3% rewards(as opposed to the special financing), you’ll earn 3% back in rewards every time you make an eligible purchase on your personal Wayfair card. You can redeem these rewards on any of its retail sites.