The minimum recommended credit score for this credit card is 640. Getting approved for a Wayfair Credit Card requires a little planning . Most credit card offers require very good credit.
630 credit score Wayfair Credit Card is a great Credit Card if you have fair credit (or above). Their APR is quite high (above 20%). If you’re looking to apply, we recommend at least a 630 credit score.
What is the Wayfair credit card approval score?
The Wayfair card approval score is solid for good credit levels (580-850). This doesn’t mean you can get approved if you have a lower score, but it isn’t as likely. If you have a lower score or are concerned with a hard credit inquiry hurting your credit score, you can apply with a pre-qualification link.
How easy is it to get a Wayfair credit card?
The Wayfair card is a store credit card so it should be easier to get. If you want to check for preapproval, look up the SCT here. Just beware that when you get the pop up, it will be an HP regardless but if you get the pop up offering the card, you have a decent chance of approval.
This of course begs the query “Can I use my Wayfair credit card anywhere?”
This card can only be used at Wayfair websites, which will limit your options if this is your only credit card. However, eligible customers can opt for the Wayfair Mastercard, which can be used anywhere Mastercard is accepted and provides rewards in additional categories.
Can I use my Wayfair credit card at other stores?
This rewards card can only be used at Wayfair and the Wayfair family of brands, including Joss & Main, All. Modern, Birch Lane, and Perigold. Bottom Line: Since this card is only valid at Wayfair and its family brands, you are unable to use this card at other retailers or to take out cash at an ATM .
If you are a frequent shopper at Wayfair, you can save a lot of money (particularly if you frequently buy on credit). We love that it doesn’t charge an annual fee and is available to consumers with less fair or even poor credit.
What is Wayfair financing?
Committed to delighting its customers every step of the way, Wayfair is reinventing the way people shop for their homes – from product discovery to final delivery. Financing options are available across all Wayfair retail sites with the Wayfair Credit Card and Wayfair Mastercard.
So, can I still check out without Wayfair financing?
If you are not eligible for offers through Wayfair Financing, you can still check out with another payment method . Is Wayfair Financing different from the Wayfair credit cards? Wayfair Financing is not a credit card program, but Wayfair does offer credit cards.
What is the deferred-interest promotional plan for the Wayfair credit card?
When you use your Wayfair credit card, you may be offered a deferred-interest promotional plan at checkout if you purchased certain eligible items . You may see this offer if you purchased jewelry, furniture, or medical service items.
How do the 3% rewards work on Wayfair cards?
Image Credit: Wayfair If you choose to take advantage of the 3% rewards(as opposed to the special financing), you’ll earn 3% back in rewards every time you make an eligible purchase on your personal Wayfair card. You can redeem these rewards on any of its retail sites.