Home Depot Credit Card Approval Odds (How Hard Is It To Qualify ?) Odds of approval for a Home Depot credit card are high if you have a credit score above 640. However, if your credit score is a bit low you are at risk for a higher APR.
Can you pre qualify for a home depot card?
Although you can look at your credit report and credit score to gauge your chances of being approved before applying, there’s an easier way. You can use the Home Depot’s pre-qualification tool to see if you’re pre-qualified for the Home Depot consumer credit card. It’s a quick, “soft” credit check that won’t impact your credit score .
Creditworthiness and approval for the Home Depot credit card is determined by all three major credit reporting bureaus . In some cases, we recommend speaking with a Credit Repair professional to analyze your credit report. It’s so much less stress, hassle, and time to let professionals identify the reasons for your score drop.
This of course begs the question “How do I get pre-qualified for the Home Depot credit card?”
You can use the Home Depot’s pre-qualification tool to see if you’re pre-qualified for the Home Depot consumer credit card. It’s a quick, “soft” credit check that won’t impact your credit score. Follow these directions for how to correctly apply for a Home Depot credit card so that you can improve your chances of getting approved :.
Can I Use my Home Depot credit card for gift cards?
Neither The Home Depot Consumer Credit Card nor The Home Depot Commercial Revolving Charge Card can be accepted as payment for a Gift Card purchase because this site is operated by The Home Depot’s third-party partner, Cash, and star.
Opinions and ratings are our own. This review is not provided, commissioned or endorsed by any issuer. The Home Depot® Credit Card is a $0 annual fee store credit card that’s best for low-cost credit improvement and financing big-ticket projects.
You could be wondering “What are the best store credit cards for homeowners?”
For example, if you’re a do-it-yourselfer and you’re not loyal to Home Depot, the Lowe’s Advantage Card offers 5% off eligible store purchases, earning it a place among Nerd. Wallet ‘s best store credit cards. For purchases of $299 and up, you can choose either the 5% discount or a similar deferred interest offer.
What is the APR for the Home Depot credit card?
If you’re approved for the Home Depot® Credit Card, you will be assigned a regular APR between 17.99% – 26.99% . The rate you’ll get is a function of creditworthiness, with the lowest rate likely being limited to people with excellent credit and the highest rate being reserved for those with limited credit.
A inquiry we ran across in our research was “How do I Check my Home Depot credit card credit score?”.
If you have limited or fair credit, it’s more of a discussion. You can see exactly where you stand by checking your credit score for free on Wallet. Hub – the only site that offers free daily updates .
You may check the available balance on your The Home Depot Gift Card in one of two ways: 1 . Visit any The Home Depot store and ask a cashier to check the balance for you. Check your balance online at homedepot., and com. Can I use a Gift Card to purchase my online order?
Does Home Depot eGift Card have an expiration date?
Both plastic and e. Gift Cards have no fees or expiration dates and are redeemable at any The Home Depot store or online at homedepot., and com. Are there any fees associated with the e, and gift card?