The Old Navy Visa is essentially a Gap Inc . card with access to five different brands. As such, applying to this credit card depends on how much you love Old Navy over the other brands. There is really only one major perk that only applies to this credit card – the introductory 20% discount.
At a glance. The Old Navy Credit Cards offer 5X points per dollar at Old Navy and its affiliates. They also provide first access to sales and exclusive deals. The Visa card can be used anywhere Visa is accepted, while the basic store card can only be used at Old Navy, Gap, Banana Republic, Hill City, and Athleta.
This is the upgraded version of the Old Navy Visa card , so like that card, it can be used for purchases anywhere Visa is accepted. In addition to the perks above, the Navyist Visa card includes:.
Some have found that old Navy offers both a closed loop and open loop card which is available based on your credit information. The Old Navy card can be used at any Gap brand to earn points within the rewards program. The card has an APR of 27.49% .
One of the next things we asked ourselves was, what bank owns Old Navy credit cards?
Synchrony Bank , once known as GE Capital Retail Bank, is owned by General Electric. The company found itself in some legal hot water because of questionable financial practices, but settled the case with the Consumer Financial Protection Bureau and the Department of Justice in June 2014.
Where do I pay my old navy credit card?
You can pay your Old Navy credit card bill in the following ways:
Online: Log in to your account and make a payment here. By Mail: You can send your payment to the following address: Old Navy Credit Cards, P. O. Box 530942, Atlanta, GA 30353 . By Phone: The Old Navy / Synchrony Bank credit card customer service phone number for payments is 1-877-222-6868.
When I was researching we ran into the question “Does old navy credit card have an annual fee?”.
The Old Navy Visa® Credit Card has a $0 annual fee . However, you won’t get an introductory interest-free period. The ongoing APR is 25.99% Variable.
The most common answer is: no, you cannot make in-store Old Navy credit card payments. Stores also do not provide envelopes and other assistance for making credit card payments. You can use any of the Old Navy bill pay options to make a late payment . Your payment due date is at least 23 days after the close of each billing cycle.
Another popular question is “How do I get a discount on my Old Navy card?”.
ACCOUNT OPENING DISCOUNT: Subject to credit approval. Your new Gap Inc. credit card must be used as sole payment type. Open a new Old Navy Card or Old Navy Visa Card to receive a 20% discount. Valid in the U.
The next thing we asked ourselves was; how do I Pay my Old Navy Visa card overnight?
Well, old Navy Visa Card Overnight Payment Address: Call 866-450-5294 to make a payment over the phone for free using a checking account and the automated system. In order to complete the payment, be sure to have: Your Old Navy account number Your bank account number Any of the Old Navy bill pay options stated above can be used to make late payments.
Is the Old Navy Visa credit card good for Banana Republic?
In addition to Gap and Old Navy, that umbrella of clothing retailers also includes Banana Republic and Athleta. The Old Navy Visa® Credit Card offers rewards and unique perks for loyalists of these brands, but there are also some pitfalls to be aware of.
You can use both types of Old Navy credit cards in all Gap Inc . stores, including Gap, Banana Republic and Athleta. The Old Navy Visa credit card works anywhere that accepts Visa payments. Cardholders of either card earn points for purchases and can redeem those points for rewards that work like cash on future purchases.
How do I earn points with the Old Navy Visa credit card?
With the Old Navy Visa® Credit Card, you’ll earn: 5 points for every $1 spent at Gap Inc. brands in-store and online. 1 point for every $1 spent at other merchants that accept Visa.
How do I make a late payment to Old Navy?
You can use any of the Old Navy bill pay options to make a late payment. Your payment due date is at least 23 days after the close of each billing cycle. To avoid paying a late payment fee, the minimum payment is due by 5 p. m. EST on the due date included on your statement.