In most cases, the Amazon Prime Rewards Visa Signature Card is the better choice. Once you’ve spent exactly $5,950 at Amazon and Whole Foods in a year, the Amazon Prime Rewards Visa Signature Card will earn you more going forward, regardless of shipping benefits, because of the higher rate of return.
What’s the best credit card for Amazon Prime?
Hands down, the best credit card for Amazon is the Amazon Prime Rewards Visa Signature Card . You won’t find a card that offers a higher rewards rate on all your Amazon purchases.
Currently the card that earns the highest cash back when shopping at Amazon is the Amazon Prime Rewards Visa Signature Card which earns 5% when shopping with Amazon or other companies under its umbrella like Whole Foods.
The Amazon Prime Rewards Visa Signature Card , offered through Chase, rewards users with the highest unlimited cash-back rate of the Amazon branded credit cards Select analyzed. For all purchases made by Prime members at Amazon and Whole Foods, you get a robust 5% cash back.
While I was writing we ran into the inquiry “What is the best Amazon gift card to buy?”.
This is what my research found. if you’re an Amazon Prime member, the clear winner is the Amazon Prime Rewards Visa Signature Card. You’ll earn a $100 Amazon. Com gift card, which can go a very long way.
Is Amazon a credit card or debit card?
Although all four cards are credit cards, it’s important to know that two of these cards don’t function like traditional credit cards — specifically, the Amazon. Com Store Card and the Amazon Prime Store Card . Most credit cards — including the Visa Signature cards — will let you charge a purchase anywhere that particular card is accepted.
Lucky for you, none of the four Amazon credit cards come with any annual fee . But that doesn’t mean they’re all totally free. The Amazon Prime Rewards Visa Signature Card and the Amazon Prime Store Card do require that you have a current Amazon Prime membership, which runs $119 per year, or $12.99 a month.
Should you get an Amazon rewards credit card?
If you’re a heavy duty Amazon and/or Whole Foods spender, an Amazon rewards credit card could be a smart move to save money . You’ll generally find the most value comes from the Prime version of the consumer card as Prime membership comes with a slew of perks that if utilized can far outweigh the cost of membership.
Another thing we asked ourselves was what is the Amazon Rewards Visa credit card?
This Amazon credit card offers 3-5 points per $1 spent at Amazon and Whole Foods, along with a $75-$150 gift card after approval, depending on whether or not a cardholder has a Prime membership. Applicants need at least good credit to get approved for the Amazon Rewards Visa. But that doesn’t mean people with lower credit scores are out of luck.
This of course begs the query “What credit score do you need for an Amazon credit card?”
For the Amazon Prime Rewards Visa Signature Card, a credit score of 640 or better is recommended. Rewards cards in general, including the Amazon Rewards cards typically require good to excellent creditas defined by FICO.