A Best Buy credit card is right for you if: You shop at Best Buy several times monthly . Otherwise, you may be able to get more rewards with a standard rewards card that earns premium rewards in a broader range of categories.
Best Buy Credit Card Benefits Best Buy Rewards: Best Buy purchases earn you 2.5 points per dollar spent (both in-store and online). Sign-up offer: Your first purchase at Best Buy within 14 days of account opening will get 10% back in rewards.
What’s the difference between Best Buy visa and Best Buy credit card?
Both Best Buy cards will earn you 5% back in rewards for all Best Buy purchases, but the Visa card will also get you 2% back in rewards on food and grocery purchases , as well as 1% back on other everyday purchases. Meet the minimum qualifications.
This begs the question “How do the my Best Buy credit card rewards work?”
If you apply and are approved for a new My Best Buy® Credit Card, your first day of purchases on the Credit Card using Standard Credit within the first 14 days of account opening will get an additional 2.5 bonus points (an additional 5% back in rewards, for a total of 10%).
Should I apply for the best buy credit card?
You can apply for the Best Buy credit card without worrying that you will ruin your credit . So that you understand how the card can ruin your credit, we will discuss it. The first way is that applying for the card will cause your credit score to decrease a few points; every credit card application has this affect on a credit score.
No, you cannot get a Best Buy® Credit Card with no credit. The Best Buy® Credit Card requires good credit or better (a score of 700 for approval. If you do not qualify for it, you will be considered for the Best Buy® Store Card and the Best Buy® Gold Visa Credit Card, which only require fair credit or better (a credit score of 640+).
Applying for a Credit Card Online Meet the minimum qualifications . Before you apply for a Best Buy credit card, you should know in advance that you need to be at least 18 years of age in the United States (at least 21 years of age in Puerto Rico). Create a Best, and buy., and com account.
What credit score do you need for the Best Buy credit card?
The Best Buy® Credit Card requires good credit or better (a score of 700+) for approval, while the Best Buy Store Card and Best Buy® Gold Visa Credit Card require fair credit or better (a score of 640+). Applying for a Best Buy® Credit Card triggers a hard inquiry on your credit, which can lead to a temporary dip in your credit score.
What credit score do you need for Best Buy store card?
You need a 640+ credit score to get approved for the Best Buy Store Card. That means Best Buy Store Card requires fair credit or better for approval. There are other things besides your credit score that are taken into account for Best Buy Store Card approval.
How much do you get for your first Best Buy card?
That means if you’re spending $2,000 on your first Best Buy credit card purchase, you’ll get 10,000 points. That’s equal to $200 in Best Buy rewards certificates. Unlike many credit cards, you won’t have to spend a certain amount on purchases on your new card before you receive the bonus.
How good are my Best Buy credit card approval odds?
Your Best Buy® Credit Card approval odds are pretty good as long as your credit score is at least fair. There are actually two Best Buy credit cards, the Best Buy® Credit Card and the Best Buy® Store Card that you can only use at Best Buy. Your odds of.
Your odds of Best Buy Visa approval will only be good if your credit score is at least 700 . But if you don’t get that version, you’ll be automatically considered for the Best Buy Store Card, which requires fair credit, or a score of 640+. But there’s more to Best Buy credit card approval than just your credit score.